Property

Business progress requires financial stability and the guarantee that our investments are safe, regardless of the external factors that can influence them negatively.

That’s why we come to your support with a financial protection solution for your investments: Building and Property Insurance.

• Financial protection for your business

Regardless of the factors that can affect your business, your investment benefits from financial protection.

• Flexibility in making payments

You can opt for the quarterly, semi-annual or full insurance premium payment.

• Guarantee of reinsurance protection

Policy protection is supported by reinsurance contracts concluded by the insurer with the world’s leading reinsurers

• Flexibility in choosing the perfect cover

Building and property insurance can be configured according to your business profile and the specific risks involved.

Covered risks available for building and property insurance?

• fire

• lightning

• explosion

• the fall of aircrafts (aircraft and spacecraft), parts of them or objects carried.

• earthquake

• floods and alluviums from overflowing surface waters as well as from temporary atmospheric precipitation, including snow melting or ice melting

• the storm

• hurricane

• winds

• tornadoes

• direct effects of torrential rain, including those caused by the penetration of water through breaks and ruptures caused to the roof, walls, doors and windows by the violent manifestation of the atmospheric phenomena listed at the previous point, manifested in concurrent with torrential rain; hail and its direct effects

• burglary theft

• robberies.

• earthquake

• floods and alluviums from overflowing surface waters as well as from temporary atmospheric precipitation, including snow melting or ice melting

Additional clauses for property and building insurance.

Acquisition of additional clauses ensures the coverage of insurance coverage in case of various situations:

• Fragile goods (such as breaking glass, glass doors, etc. as a result of any type of accidents)

• Flood caused by water from the pipeline

• Accidental leakage of sprinkler water

• Vandalism without burglary

• Damage to building installations

• Accidental damage to machinery and equipment (pumps, compressors, reservoirs, transformers, turbines, etc.)

• Electronic equipment (computers, scanners, fax machines, medical equipment, etc.)

• Recovering the fixed expenses and profit you would have obtained if the goodwill of your business would not have been interrupted as a result of the underlying risk covered by the building and utility insurance policy

• damages caused by accidental leakage of sprinkler water

• Securing transportable goods that are located at a location other than that in which you normally do business.