- What is provided by an agricultural insurance?
• Agricultural crops: wheat, barley, barley, oats, rye, rice, sunflower, corn, rapeseed, soybean, mustard, coriander, sugar beet, etc.
• Vegetable and potato crops
• Medicinal and aromatic plants
• Forage crops
• Tobacco
• Hop cultures
• Plantations of vines
• Orchards of fruit trees
Farmers are protected against damage to crops as a result of the following natural phenomena:
• Hail
• fire
• the storm
• torrential rain – direct effects
• collapse / slip of cultivated land
• early autumn frost
• late spring frost
Advantages of agricultural insurance:
• Flexibility in determining the insured amount: the amount insured per hectare is established by multiplying the average production per hectare by the amount insured per kg, agreed by both parties
• Possibility to revalue the insurance contract. Additional insurance may be concluded in the course of the insurance, either for the increase of the amounts / kg initially insured, or for the increase of the average production / hectare insured, if the expected production is higher than the one estimated at the conclusion of the insurance
• Flexibility in determining payouts, the payment of the insurance premium being made in installments, in terms of amounts and terms agreed upon by mutual agreement
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